Finding a Gold Mining Job in Booming Arizona

goldMaybe the days of the 1849 California Gold rush have always interested you. Maybe you’ve gotten the “gold bug” by watching some of the recent documentary-type shows on TV. Or maybe, you’ve just been seeing the price of gold go through the roof and thought, “Hey, I should probably get in on that!” Any way you look at it, gold and gold mining is booming again! And if you were thinking about getting a job in the gold bonanza of Arizona, now is definitely the time to act.

When gold prices dipped in the 1990s, mines started closing up shop. There just wasn’t enough profit in it anymore. Now, however, with the gold price reaching a new high, and dozens of gold rich veins being reopened in states like Arizona, everyone from serious investors, to weekend prospectors, and hardened miners are getting back into the game.

If your aim is to go it alone (be a “weekend prospector,” if you will), there are plenty of options open to you. Your best bet for prospecting will be to join an Arizona-based gold panning club. Most of these clubs will own claims and leases, they will offer guidance, resources, and even groups to pan with. It is exactly this type of experience (and possible success) that will let you know for sure that gold mining and prospecting is right for you.

On the other hand, if you want to seriously pursue gold mining as a career (and if you don’t have millions of dollars laying around to open up your own claim), then you will need to look for positions in a mining company. If you log onto http://www.getminingjobs.com/Arizona.html, you will be able to search for jobs in any number of mines and claims in Arizona. You may not be able to step right into a prime spot running the sluice box, or operating the excavator…so consider the idea of “working your way up.” On any day, you can find listings for anything from sales, to project managers, to mining engineers, and mechanics. Your choices are so broad right now thanks to the boom, that chances are, you will be able to find a job that will be a great fit for you.

Remember, if it’s something you think you can love, and something you think you can make a living at, it’s worth going after it. Regardless of whether you plan to mine a little, or mine a lot, if you put your heart into it, you’ll never go wrong.

 

Three Estate Planning Documents Everyone Should Have

estate planningWhen the time comes and you are ready to begin your estate planning, the number of documents you will need can seem overwhelming. While this article is not intended to substitute for consulting with a licensed attorney, the information provided here is going to cover three documents everyone should have.

Creating a Will

A will is one of the most widely known and thought of items when estate planning is mentioned. A persons’ will is the foundation upon which estate planning can begin. Although many people believe you only need a will, consult with an attorney and you will see all the things that cannot be covered in one. Some things that cannot be covered include, jointly owned property or providing care for a person with special needs. Again, the best way to know for sure is by consulting with an estate planning attorney.

Advanced Medical Directive

One of the items not covered in your will is the advanced medical directives. This is the document that will dictate the types of medical care you will receive when incapacitated. You will also be able to dictate who can make those decisions for you in the event you cannot make them. Your living will is a portion of this directive and covers the specifics of what treatments you want. Another form known as the healthcare proxy is used to name the person who can make the decisions regarding your care.

Power of Attorney

A power of attorney is used to give someone else legal authority to make decisions on your behalf. When creating one, you will be given the option of using a general power of attorney or a specific (specialized) power of attorney. A general power of attorney gives someone the legal right to act on your behalf, to sign contracts, and to make other legal binding decisions for you. Alternately, you can have a specific power of attorney made. This will limit the areas in which someone can make a decision on your behalf. Whichever you decide to use, it is likely you will need to have one made when you are taking care of your estate planning.

If you are ready to get started, I recommend that you consult with a licensed lawyer to be certain you have all of the forms you need to protect your assets and ensure they go where you intend.

Is Estate Planning for Everyone or Just the Wealthy?

What are the benefits of having a professional replace your reverse osmosis filters annually?

reverse osmosisHard water is a common and bothersome issue that affects the majority of households in the United States. Hard water can lead to many costly issues when left untreated. Adding drinking water filter systems to your home is one great way to tackle this problem head on, but even the best drinking water filter systems will not work unless they are properly maintained. Enlisting the help of a professional is always a good idea if you are not an expert in the water treatment field. Here are just a few of the reasons why you should consider having a professional maintain your system.

Thorough Analysis

One of the best parts of having a professional assist you is the years of expertise they will bring with them. This allows them to detect small issues that may go unnoticed to a novice in the water treatment industry. Catching issues early with your drinking water filter system is crucial and can save you money in future repairs.

Additional Water Testing and Treatment

While you already have an expert at your house, why not have them take a look of all the components of your water treatment system? By doing this, they will be able to analyze your water and ensure that you are using the perfect setup for your conditions. This can save you time, money, and a headache! A reverse osmosis system can be complex; why take a chance?

Service Guarantee

Let’s face it, water is a must. Just think about how many times you use water in some capacity throughout the day. If you are not a mechanic; would you overhaul the engine of your work car? Probably not, the same holds true for your water system. Most companies will offer you a guarantee on their services. Why not take advantage of that offer? Doing so will allow you to sit back and relax, knowing you won’t have any unforeseen issues with your water system.

Ultimately, the decision of how to maintain your drinking water system or to have a professional do it will depend upon how comfortable you are with the intricacies of your water system. If you are uncertain of what to do, hiring a professional is always safer.

Insurance Brokers and Liquor Liability Insurance

liquor liabilityIf you own a bar, restaurant, tavern or another establishment that serves liquor to patrons, it’s imperative that you carry the appropriate insurance. There are a variety of situations that could lead to a lawsuit which could be financially devastating to your business. One of the most proactive steps you can take is to find a good insurance broker. A good broker will help you understand your business’ liability when it comes to incidents. He or she will help you build a liquor liability insurance package that will provide your business with thorough protection.

Your broker should review the importance of liquor liability insurance with you. This insurance is a necessary piece of protection for any business that serves alcohol. Your broker may recommend that you purchase liquor liability insurance as part of an insurance policy. In other cases, the broker may advise you to purchase a separate policy.

It is essential that your broker thoroughly understands Arizona laws when it comes to liquor liability situations. The most significant risk situations are when an intoxicated person is involved in a car accident. If your establishment served the person liquor, you could be liable for damages incurred in the accident. There is also risk to your business if an intoxicated person assaults another person on your premises. Comprehensive liquor liability insurance will protect your company in these situations. Without it, your business could struggle or end up in a bankruptcy situation.

It’s critical that your insurance broker understands how to write appropriate insurance policies for Arizona businesses. These policies can be challenging to write and an inexperienced or uniformed broker may not provide you with comprehensive protection. There are several court cases that establish precedents when it comes to business’ liability when serving liquor. A qualified broker will understand these cases and ensure that your policies protect against these situations.

A good insurance broker will help you evaluate your insurance needs over time. If your business grows or changes, your broker can reassess your insurance needs to make sure you are properly protected. For example, if the proportion of liquor sales to food sales in your establishment changes, you may need to adjust your liquor liability insurance coverage.

 

What is Liquor Liability Insurance? Understand the Basics

What Are The Advantages of Custom Furniture

custom furnitureEveryone wants their home to have a unique look that reflects their personality. This can be difficult to achieve when it comes to furniture. There are many brands of pre-fabricated furniture, but the pieces often look very similar to one another. In addition, the furniture pieces may not have the functionality or shape that you desire. You may be limited in the kinds of wood or designs that you can select for your home from large manufacturers. Pre-fabricated furniture often does not have the durability or unique design that you may prefer.

If you desire quality woodworking and a customized look for the items in your home, you should consider custom furniture. There are many options available in terms of types of wood, shape, size and detail. Quality woodworking can add a fresh and original look to the furniture in your home. You can design custom furniture pieces that work with an older home or select designs that fit into a more modern home. You can work with designers to create a piece that you will want in your home for years to come.

High-end, quality wood craftsmanship is difficult to find from a large manufacturer. There are many details that are only possible when experienced woodworkers are able to craft the furniture by hand. You can work with a custom furniture designer to create a handmade dining table that is completely original. You can design pieces that are multi-functional which can be an added advantage when it comes to items for home offices or bedrooms. You can select the dimensions, wood and hardware that will make your furniture piece fit in seamlessly with the room.

Another advantage of custom furniture is that it is designed to last for years. Many handcrafted items become family heirlooms. Custom woodworkers are passionate about their craft and take the extra time to add the details that make a piece stand out from standard furniture. They also work hard to ensure that the custom furniture is durable and made to last for many years to come. Your piece of custom furniture can truly become a piece of artwork that you can integrate into your home.

 

Is Estate Planning for Everyone or Just the Wealthy?

estate planningEstate planning can be defined as the act of managing and arranging for the re-assignment and disposal of one’s assets in the event of their passing or incapacitation. This is often mistakenly thought of as a service only needed by the wealthy or those with a lot of assets; the truth of the matter is everyone needs to plan. The act of planning includes covering legal documents such as wills and trusts.

Avoid DIY Kits!

One of the biggest issues I have ran across recently is people using DIY estate planning services. While these can range from somewhat helpful services to completely inaccurate data, I would like to caution you about purchasing and using these types of kits, which often include nothing more than an E-book download and a few template forms. Although it may seem to be the economical choice, only a licensed and qualified attorney will truly know the ins and outs of state laws and estate planning procedures.

Once you have passed away and the probate court is assigning your assets, each document could come under scrutiny. If you hired a licensed attorney, you can rest assured that your documents will hold up. Is the few dollars you could save on a DIY kit really worth all the arguments that could be caused in settling your last wishes? Most likely the answer is no!

Selecting an Estate Planning Attorney to Assist You

When you are looking for an attorney to help with your estate planning, here are a few questions to ask.

  • Do you have experience in Estate Planning?
  • How often do you work with wills and trusts?
  • How many years have you been practicing as an Attorney?

After asking those simple questions, you should have a pretty good idea of how experienced your potential attorney is in the field. There are of course several other factors that must be considered, and ultimately you should go with your gut feeling.

Estate Planning is not something that anyone looks forward too, the consequences of not planning are far worse though. Hire a qualified attorney and make sure your estate is planned properly.

 

Finding a Family Law Attorney in Arizona

Top 5 Benefits of Adding a Water Softener to your Home

water softenerRecent studies have indicated the nearly 90% of homes in the United States have hard water at some level. While mildly hard water is not of major concern, those of you who rate higher on the scale should be concerned. Testing your water is the best way to find out the concentration of heavy metals in it, and upon getting the results; you may want to consider adding a drinking water filter system or even a whole house water softener to your home. Here are a few of the reasons why.

#1 Saving Money

Hard water can be a real pain if you are trying to cut costs. The high concentration of dissolved metals will reduce the effectiveness of your cleaning supplies. Failing to treat and remove heavy metals from your water is a very costly mistake.

#2 Extend the Life of Your Appliances

While not necessarily harmful to humans, you cannot say the same for appliances. If you are going to consider using drinking water filter systems in your home, then you may find it more cost effective to use whole home water softeners.

#3 Preserve Your Plumbing

As you’ve learned, hard water is the result of a high concentration of dissolved metals. When circulating through your plumbing, this water is prone to leaving deposits throughout the pipes and fixtures, greatly reducing there lifespan. By using home water softeners, you will save money on future repairs while enjoying better water pressure.

#4 Eco-Friendly

This is a multi-faceted statement and adding drinking water filter systems to your home is just one example. If adding that product encourages you to replace bottled water with tap, you can make a huge reduction in the amount of bottles introduced into landfills every year. Aside from that, your appliances will also benefit. For example, did you know soft water heats faster? This saves power and money.

#5 Improved Drinking Water

As we mentioned earlier, while hard water is not necessarily bad for you, it does often have an odd taste. This can be caused not only by the heavy metals, but also by bacteria living in your water. Overall, improving the taste and cleanliness of your water can be achieved through the use of drinking water filter systems.